Where Community Matters

CDs & IRAs

  • Certificates of Deposit:

    Certificates of Deposit allow your money to grow safely and securely by guaranteeing a set rate of interest for a set period of time for your investment. You can be confident that a Certificate of Deposit from the First State Bank will do all of this for you and more.

    We offer a variety of Certificate of Deposit length of deposit terms from three months to five years and competitive interest rates. You have the security of FDIC Insured Deposits and the ability to determine how your interest is to be paid to you, compounded over the term of the certificate or monthly.

    Contact us for our current interest rates and be sure to ask about our CD Specials!

    View current interest rates.

    First State Bank will provide full account disclosures at the time the account is opened.

  • Individual Retirement Accounts:

    First State Bank offers several banking products to fund Individual Retirement Accounts. You have the option to choose from fixed rate term plans or a savings plan in which the interest rate is variable.

    • Traditional IRA
    • ROTH IRA
    • Self Employed Pension Plan
    • Health Savings Accounts (HSA) 

    First State Bank will provide full account disclosures at the time the account is opened.

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Explore our Checking Account Options

Learn about our checking accounts and find the right one for your specific needs

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